The W.E. Upjohn Institute for Employment Research annually honors the best doctoral dissertation on employment-related issues. The 2013 Dissertation Award is shared by Gregory Leiserson and Will Dobbie. Dobbie is 2004 graduate of Kalamazoo College (major–economics and business; study abroad–Nairobi, Kenya; athletics–varsity cross country). His dissertation comprises three essays in the area of labor economics. The first essay estimates the impact of Chapter 13 bankruptcy protection on subsequent earnings and mortality. The second explores why market failures may exist in subprime credit markets. The third asks whether high quality primary/secondary schools are enough to significantly reduce social disparities. Dobbie earned his Ph.D. from Harvard University. The W.E. Upjohn Institute for Employment Research is a private, nonprofit, nonpartisan, independent research organization devoted to investigating the causes and effects of unemployment, to identifying feasible methods of insuring against unemployment, and to devising ways and means of alleviating the distress and hardship caused by unemployment.