Human Resources : Benefits

The employee benefit and policy descriptions on this web page are guidelines only; nothing herein should be construed as creating any contract rights for any employee.  Plan Documents and Certificates of Coverage will govern plan provisions at all times.  Kalamazoo College reserves the right to alter, modify, amend or terminate any benefit at any time.

Health Benefits Enrollment 2012
Premium Cost Share Calculator 2012
Priority Health Enrollment
Certification of Eligibility for Spouse or Domestic Partner
Dental HRA Enrollment
Flexible Benefits Plan Enrollment
Unum Voluntary Term Life Enrollment

Notices of Rights Under the Plan 2012
CHIP-Medicaid Notice

Dental HRA 2012
http://toolkit.bfgroup.com/kcollege/home.html

Health Insurance - Priority Health 2012
Priority Health offers many online resources for members.  We encourage you to register online to access these resources. 
https://www.priorityhealth.com/member
Guidelines for Preventive Services
When comparing plan options, please note that the 90% Option includes an automatic Health Reimbursement Arrangemen (HRA) that reduces the actual Preferred Benefit (in-network) deductible by 75%. 
Benefit Summary Priority Health 100% POS Option 
Benefit Summary Priority Health 90% POS Option 
For in-network providers, under" Find a Doctor," in Step 2, select Priority POS-A
http://www.priorityhealth.com
Priority Health POS Plan Handbook
http://www.priorityhealth.com/member/handbook/~/media/documents/member/prioritypos-a-member-handbook.ashx
Priority Health Certificate of Coverage
http://www.priorityhealth.com/member/plans/group-plans/~/media/documents/legal/2011-coverage-docs/2011-prioritypos-a-coc.pdf
For information about filling your prescriptions, including Express Scripts mail order, see: 
http://www.priorityhealth.com/member/pharmacy/filling-prescriptions.aspx
Services that require prior authorization
http://www.priorityhealth.com/member/handbook/getting-care/pre-approvals.aspx
Priority Health's magazine of Wellness & Prevention - Spring 2011
http://www.priorityhealth.com/member/news/health-journal/2011-spring.aspx
Health & Wellness
http://www.priorityhealth.com/member/health-wellness.aspx

Priority Health 2011
Premium Cost Share Calculator 2011
When comparing 2011 options, please note that the 90% Plan includes an automatic Health Reimbursement Arrangemen (HRA) that reduces the actual Preferred Benefit (in-network) deductible by 75%, and also, during this 2011 transition year only, will reduce the Alternate Benefit (out-of-network) deductible.  The maximum combined in- and out-of-network deductible reduction is $1,500 single and $3,000 double or family.  You will not need to file a claim; Priority Health will send payment directly to the provider.
Benefit Summary 2011 Priority Health 100% POS Plan
Benefit Summary 2011 Priority Health 90% POS Plan

Flexible Benefit Plan
Over-the-counter (OTC) drugs cannot be reimbursed from Flexible Spending Accounts unless a prescription is obtained for the drug. This does not apply to insulin, which continues to be an eligible medical expense, even if purchased without a prescription. 
New Rules for Over-the-Counter Drugs ef. January 2011
Flexible Benefits Plan Summary Plan Description
Health / Medical Reimbursement Form
Dependent Care Reimbursement Form

Life and Long Term Disability Benefits
Unum Group Life &Long Term Disability - Employer Paid
Unum Group Life Certificate
Unum Group Long Term Disability Certificate
Unum Voluntary Life & AD&D
Unum's Voluntary Life Enrollment website
Voluntary Life Information
Voluntary Life Premium Rates
Voluntary Life Enrollment Form
Voluntary Life Certificate
Evidence of Insurability Form  - needed only for amounts over guarantee issue limit

Unum Worldwide Emergency Travel Assistance  Assist America
Unum Work-Life Balance EAP)   Employee Assistance Program
    Your EAP user ID and password: lifebalance

Tuition Benefits for Children of Employees
GLCA Tuition Remission Exchange - presentation March 2011 view here
http://www.glca.org/programs-groups-a-services/programs/tuition-remission-exchange
Please contact Human Resources for eligibility information and further details.  

Emeriti Retirement Health Plan
www.emeritihealth.org
Annual Emeriti Retirement Health Workshop Presentation - Fall 2009
Summary Plan Description 2005
Summary Plan Description Changes 2006
Summary Annual Report 2010
Summary Annual Report 2009
Summary Annual Report 2008
Summary Annual Report 2007

403b Retirement Plans
TIAA-CREF web site www.tiaa-cref.org
Kalamazoo College Defined Contribution Retirement Plan Summary Plan Description
Kalamazoo College Defined Contribution Retirement Plan Summary of Material Modification 11Jul2011
Kalamazoo College Tax Deferred Annuity Plan (Group SRA) Summary Plan Description
Kalamazoo College Tax Deferred Annuity Plan Summary of Material Modification 11Jul2011
Retirement Plan Loans and Hardship Withdrawals FAQ
Summary Annual Report 2010 Defined Contribution Retirement Plan
Summary Annual Report 2010 Tax Deferred Annuity Plan
Summary Annual Report 2009 Defined Contribution Retirement Plan
Summary Annual Report 2009 Tax Deferred Annuity Plan